Highlight:
| Title | Description |
|---|---|
| Ambulance Expenses | Road Ambulance Rs. 5000 per Hospitalization. Air Ambulance maximum of Rs. 500,000, |
| Automatic Restoration of Sum Insured | Covers expenses for 540+ Day Care Treatment due to disease/illness/injury |
| Day Care Procedure Coverage | Covers expenses for 540+ Day Care Treatment due to disease/illness/injury |
| Donor Expenses | Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient |
| Free Health Checkup | upto 1% of sum insured subject to a maximum of Rs. 10,000/- per policy. |
| ICU Daily Rent Limit | Covered |
| Medical Screening | Required for insured above the age of 45 years |
| Minimum Hospitalization Period | 24 hours |
| New Born Baby Cover | Covered upto Rs.10,000/ |
| No Claim Bonus | 50% No claim bonus next year in case of claim free year, subject to maximum bonus of 100%. In case of Claim Cumulative Bonus decreases by 50% |
| Non-Allopathic Treatments | covers expenses incurred for treatment as in-patient in an Ayush Hospital. |
| Post Hospitalization Expenses | 90 days |
| Pre-Existing Disease / Illness coverage | Covered after a waiting period of 24 months. |
| Pre-Hospitalization Expenses | 60 days |
| Room Rent Limit | Covered |
| Waiting Period for New Policy | 30 days. Any listed illnesses/treatments will be covered after a waiting period of 24 months |
