Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | Silver Plan:Up to 1% of Sum Insured |Gold Plan and Platinum Plan:Sum Insured 3 lacs to 7.5 lacs- maximum eligible room is Single private Air Conditioned room,Sum Insured 10 Lacs and above - eligible for any room category |
| ICU Daily Rent Limit | Silver Plan:Up to 1% of Sum Insured per day (Excluding Cumulative Bonus)|Gold Plan and Platinum Plan:If admitted in ICU, the Company will pay up to actual ICU expenses provided by Hospital |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 90 days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | All procedures covered |
| Automatic Restoration of Sum Insured | Recharge Benefit:- In event of claim amount exceeding the limit of indemnity, Sum Insured would be increased by 20% maximum up to 5 Lacs. |
| Pre-Existing Disease / Illness coverage | After 36 months. |
| Waiting Period for New Policy | 30 days |
| Co-Payment | Voluntary co-Pay is available |
| Medical Screening | Age 46 and Above |
| Free Health Checkup | Silver Plan:-1% of SI up to Rs.2000 during the block of 3 years |Gold Plan:-1% of SI up to Rs.5000 during the block of 3 years|Platinum Plan:-1% of SI up to Rs.5000 during the block of 2 years |
| Ambulance Expenses | Up to INR 20,000/- per policy year |
| Non-Allopathic Treatments | Silver:-Not Covered |Gold And Platinum:-Up to INR 20,000/- per policy year |
| Daily Hospitalization Allowance | Daily Cash Benefit of Rs. 500 per day maximum up to 10 days, in respect of one parent/legal guardian, to stay with any minor Insured (under the Age of 12) |
| Donor Expenses | Covered |
| No Claim Bonus | Up to 10 % of sum insured, Max 100 %, Super Cumulative Bonus 50% of base Sum Insured per annum for first 2 years and later 10% of base Sum Insured per annum for next 5 years max |
