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Product Information
Wealth Plans MetLife Retirement Savings Plan
Retirement means freedom from a fixed schedule, which you may be following during your working years. In true sense retirement means enjoying with your family, grand children or your friends, without having to think about work or income.


  • MetLife Retirement Savings Plan ensures
    1. Vesting Benefit: Sum Assured + Vested Simple Reversionary bonus plus Terminal Bonus, if any.
    2. Death Benefit: Death Sum Assured + Accrued Simple Reversionary Bonus + Terminal Bonus, if any; (Where Death Sum Assured is defined as 105% of all Premiums paid (excluding service tax and extra premium, if any))
    3. Flexibility: You can defer the vesting date up to age 75 years.
Min. Age at entry* 30 years
Max. Age at entry* 64 years (Limited Pay 10 years)
65 years ( Others)
Min / Max. age at Vesting* 50 / 75 years
Minimum Sum Assured Regular Pay & Limited Pay 10 Years: Rs 300,000
Limited Pay 5 Years & Single Pay: Rs 500,000
Maximum Sum Assured As per our Board Underwriting Policy
Premium Payment Term Single Pay / 5 Pay / 10 Pay / Equal to Policy Term
Minimum Policy Term Premium Payment Type
Regular Pay & Limited Pay 5 years
Limited Pay 10 Years
Single Pay
Minimum Policy Term 10 years
11 years
5 years
Maximum Policy Term# SP: 20 years
Others: 30 years
Minimum Annualized Premium Premium Payment Type
Regular Pay
Limited Pay 10 Years
Limited Pay 5 Years
Single Pay