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Product Information
Retirement Plans HDFC Life Guaranteed Pension Plan
HDFC Life Guaranteed Pension Plan, one of the best pension plans in India designed to help you build and secure your retirement fund to enjoy the post retirement income.


  • Guaranteed Additions of 3% of sum assured get accrued for each completed policy year
  • A lump sum Vesting Addition payable at vesting
  • Premium payment term of 5, 7 and 10 years
  • Policy term ranging from 10 to 20 years
  • This pension plan in India can be taken only on a single life basis


  • Limited premium paying term with assured benefit on death or at vesting
  • On vesting, purchase an annuity from us and enjoy lifetime income- post retirement
  • Get a lump sum vesting benefit which is a sum of sum assured on vesting, Guaranteed Additions as well as Vesting Addition
  • Assured Death Benefit of total premiums paid to date accumulated at a guaranteed rate of 6% per annum compounded annually
  • Tax benefit on premiums paid under section 80 CCC of the Income Tax Act, 1961
Min-Max entry age 35-65 years
Min-Max age at maturity (vesting) 55-75 years