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Product Information
Saving And Investment Plans HDFC Life Sanchay
HDFC Life Sanchay, a non-participating insurance plan, that offers guaranteed benefits along with flexibility to choose your investment horizon.


  • Non Participating Traditional Plan with Guaranteed Benefits
  • Limited premium paying term of 5, 8 or 10 years
  • Flexibility to choose the policy term of 15 to 25 years
  • Guaranteed Additions of 8% or 9% of Sum Assured on Maturity to your maturity benefit, accrued at simple rate for each completed policy year
  • The total Guaranteed Maturity Benefit will be between 220% to 325% of Sum Assured on Maturity provided all due premiums have been paid
  • The flexibility to choose premium payment frequency i.e. monthly/quarterly/half-yearly/annually
  • EMI available for HDFC Bank Credit Card holders.


  • Limited premium paying term of 5,8 or 10 years with flexibility to choose policy term between 15 to 25 years
  • Financial Protection against untimely demise, throughout the policy term
  • Guaranteed Benefits of 220% to 325% of the Sum Assured on Maturity depending upon the policy term
  • You can opt for hassle-free issuance on the basis of a Short Medical Questionnaire eliminating tedious medical tests
Min- Max Entry Age (years) 30 days 45
Min- Max age at Maturity (years) 18 70
Premium Paying Term (years) 5, 8 and 10
Min –Max Policy Term (years) 15 25