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Product Information
Protection Plans SBI Life - Smart Shield
SBI Life - Smart Shield is a traditional non-participating pure term plan, which is a one stop solution that meets all your insurance needs. With Options and benefits specially tailored for those who want best financial protection at an affordable cost, this is the perfect plan from your preferred insurance provider. Now your family stays protected, even when you are not around.


  • Establishes a solid foundation for a lifetime of financial security for your family.
  • Rewards you for maintaining a healthy lifestyle.
  • Wide variety of plan options to give you freedom from your liabilities.
  • Large Sum Assured rebates.
  • You can also customize your coverage by choosing from a wide range of additional benefits such as SBI Life - Accidental Death Benefit Rider, SBI Life - Accidental Total and Permanent Disability Benefit Rider and Accelerated Critical Illness cover option.
  • Tax benefits* as per prevailing norms under the Income Tax Act, 1961.
Age at Entry Min: 18 years
Max: 60 years
Age at Maturity Max: 65 years
Plan Options i) Level Term Assurance
ii) Increasing Term Assurance
iii) Decreasing Term Assurance (Loan Protection)
iv) Decreasing Term Assurance (Family Income Protection)
Sum Assured Min: Rs 25,00,000 (in multiples of Rs.1,00,000)
Max: No limit
Policy Term Min: 5 years
Max: 30 years
Premium Paying Term Regular Premium - pay premium till the chosen policy term.
Single Premium - pay premium once for coverage till the chosen policy term.
Premium Modes Yearly / Half-yearly / Quarterly / Monthly