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Product Information
Protection Plans Bharti AXA Flexi Term
A term plan that’s here to protect you and your family against an unfortunate event. It offers you the flexibility to choose from 3 different Life Cover pay out options so that your family's needs are always met.


  • Maximum coverage term of up to age 85 years
  • Choose from either of the three critical illness options
  • Safeguard your family’s financial needs with Multiple Life Cover Payout Options
  • Enjoy Tax benefits on the Premiums paid and pay-out benefits received.
Life Cover Life Cover With Critical Illness Options
Minimum age at entry 18 years 18 years
Maximum age at entry 65 years 65 years
Maximum Maturity age 85 years 75 years
Minimum Sum Assured Rs. 10,00,000 Rs. 10,00,000
Maximum Sum Assured Subject to Underwriting Life Cover: Subject to Underwriting Critical Illness: Rs. 1,00,00,000
Policy Term Fixed: 10, 15, 20, 25 years
To Age: 60, 65, 75, 85 years
Same as Policy Term of Life Cover
Premium Payment Term Regular Pay: Same as Policy Term Regular Pay: Same as Policy Term
Premium Payment Modes Annual, Semi-Annual, Quarterly$ & Monthly$ Annual, Semi-Annual, Quarterly$ & Monthly$
The Sum Assured for Critical Illness has to be equal to or less than the Sum Assured of Life Cover. It cannot exceed the Sum Assured for the Life Cover.
Please note, the Life Cover with Critical Illness option is only available for Policy Terms - 10, 15, 20, 25, To Age 60 and To Age 65 years.
Payable through ECS only