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Product Information
Saving And Investment Plans Bajaj Allianz Cash Assure
This is a non-linked, participating individual limited premium money back plan


  • Money backs at regular intervals
  • Guaranteed Money Back of upto 150% of the Sum Assured, depending on policy term chosen
  • Choice of 4 policy terms, 16, 20, 24 and 28 years
  • Benefit from shorter premium payment term
  • More value for money with high sum assured rebate
  • Special rates for female policyholders


  • Survival & Maturity Benefit:
    If you have paid all due premiums under your policy, you will receive the Survival Benefit as Money Backs on each due date and the Maturity Benefit on the maturity date.
    The Maturity Benefit will be paid on the maturity date (end of the policy term)
  • Surrender Benefit:
    You will have the option to surrender your policy anytime, provided at least 3 full years' premiums have been paid.
    The surrender value shall be higher of:
    Guaranteed Surrender Value (GSV) and Special Surrender Value (SSV)
  • High Sum Assured Rebate(HSAR):
    The plan offers a premium discount structure, where you can have a discount of Rs. 4.50 for each complete additional Rs. 1,000 Sum Assured purchased over and above the minimum Sum Assured of Rs. 1,00,000.
  • Death Benefit:
    If all due premiums are paid, then, in case of unfortunate death of the Life Assured during the policy term, the Sum Assured on Death* plus Vested Bonus, if any, plus Interim Bonus, if any, plus Terminal Bonus, if any, subject to a minimum of 105% of the total premiums# paid will be paid as the Death Benefit.
    This death benefit will be paid even after Survival Benefit has commenced during the policy term.
    *Sum Assured on Death is the higher of: (a) 10 times of annualised premium# OR (b) Sum Assured #Annualized Premium and total premium is exclusive of extra premium, rider premium, Goods and Service Tax, if any The policy will terminate on the date the Company is informed of the death of the life assured.
Entry Age: Min:0 Year Max 54 Years
Maturity Age: Min:18 Years Max 70 Years
Policy Term: 16, 20, 24 and 28 years
Premium Paying Term: Policy Term minus 5 years