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Product Information
Health Plans HDFC Life Easy Health Plan
Critical illness insurance provides a lump-sum payment in-case the policyholder is diagnosed of a health related condition of a serious nature. Some of these common critical illnesses include: Heart attack, Cancer, Paralysis, Coronary artery bypass surgery, Major organ transplant (e.g. heart, lung, liver, pancreas), Stroke, Kidney Failure.


  • Healthcare costs have been growing faster than general inflation in the last decade.
  • Episodes of critical illness, hospitalization, and medical procedures can happen to anyone, anytime
  • Enjoy high cover at an affordable premium
  • Get protection from well defined benefits
  • HDFC life Easy Health can work like a top up to your already existing health plan too


  • Daily Hospital Cash Benefit:
    1. 1% and 2% of sum insured shall be payable per day in case of Hospitalization on admission into Non ICU room and ICU Room respectively 
    2. Benefit payable shall be for a maximum of 20 days (for Non ICU room) and 10 days (for ICU room) per year
    3. Benefit payable shall be for a maximum of 60 days (for Non ICU room) and 30 days (for ICU room) during the policy term
  • Surgical Benefit:
    Lump sum payout up to 100% of the Sum Insured against 138 surgeries, based on the severity of the surgery
  • Critical Illness Benefit:
    100% of the Sum Insured shall be payable in case diagnosed with any one of 18 Critical Illnesses specified
Entry age: Min 18 years Max 65 years
Maturity Age: Min 23 years Max 70 years
Policy Term: 5 years