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Product Information
Protection Plans MetLife Mera Jeevan Suraksha Plan
This is a solution that offers you the choice – to provide for regular income or a lump sum payout – to secure your family’s dreams in case you are not around. You can opt to cover your spouse in the same plan and also have the option to choose return of premiums on survival till the end of the policy term, making this a truly flexible offering


  • Comprehensive Cover
  • Choose Your Protection
  • Joint Life Cover
  • Return of Premiums


  • Death or Terminal Illness Benefit shall be payable according to the benefit option chosen by policyholder at inception
  • Maturity benefit is payable only if ‘with Return of Premiums’ option is chosen.  Maturity benefit is equal to sum assured on maturity. No maturity benefit will be paid under ‘without Return of Premiums’ option
  • Avail tax benefits on premiums paid & benefits received, as per prevailing tax laws
  • Special rates for women
Product specification Minimum Maximum
Age at entry (Years) 18 65
Maximum age at maturity (Years) 28 80
Policy Term (Years) 10 40 (30, if ‘with return of premiums’ option is chosen)
Premium Paying Term (PPT) (Years) Regular pay Regular pay
Premium Payment modes Yearly / Half-yearly / Monthly Yearly / Half-yearly / Monthly
Annualized Premium (Rs.) 5,000 No limit, subject to maximum Sum Assured
Basic Sum Assured (Rs.) 25,00,000 No limit, subject to underwriting