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Product Information
Other Plans SBI Life - Smart Wealth Builder
You may have ever changing needs, but as your preferred life insurance company, SBI Life definitely understands all your financial & insurance needs. SBI Life - Smart Wealth Builder, a unit linked, non participating, insurance plan is an attempt to meet all your financial & insurance needs through a single product. You can use it the way you like. You can choose your required life insurance cover subject to a minimum and a maximum level.


  • Guaranteed Additions (Conditions Apply#) up to 125% of one annual regular premium on a regular premium policy, for a 30 year policy term, subject to the Policy being in force till the maturity date.
  • Guaranteed Additions# starting as early as 10th policy year onwards
  • No Policy Administration fees for first 5 years for Regular and Limited Premium Paying Term (LPPT) plans, thereby boosting your fund value
  • No Premium Allocation Charge from 11th year onwards
  • Enhanced investment opportunity through 7 varied Fund Options
  • Life Insurance coverage, with minimum Sum Assured based on your age
  • Flexible product with an option to increase/decrease your Sum Assured from 6th policy year onwards
Age at Entry Min: 7 years
Max: For Regular Premium & Limited Premium: 60 years
For Single Premium: 65 years
Age* at Maturity 70 years
Plan Type Regular Premium / Limited Premium / Single Premium
Policy Term Regular & Limited Premium Payment - 10 years, 15 to 30 years (both inclusive)
Single Premium 5 to 30 years
Premium Payment Term For LPPT:
5/8 Years for Policy Term of 10 Years.
5/8/10 Years for Policy Term of 15-30 Years (both inclusive)
Regular Premium - Same as Policy Term
Single Premium - One-time payment at policy inception