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Product Information
Saving And Investment Plans Smart Growth Plus
This is a Non Linked with profit Endowment assurance plan that offers you the flexibility to choose from a wide range of policy terms which can be tailored to suit your medium term as well as long term needs. This plan aids growth of your investment through accumulation of bonuses and Guaranteed additions. A plan that offers you best of both worlds!!


  • Guaranteed additions of 5.5% p.a. of Sum assured to augment your Savings.
  • Flexibility to choose the policy term to suit your short to long term savings needs
  • Double Sum Assured in case of Accidental death
  • Enjoy growth of your corpus through Compound Reversionary bonus and Terminal Bonus, if any
  • Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

Plan Options

Option 1 : Endowment Option

Option 2 : Endowment with inbuilt ADB ADB - Accidental Death Benefit

Min entry age (Age as on last birthday

Option 1: 0 yrs (30 days)

Option 2: 18 yrs

Max entry age (Age as on last birthday)

50 years

Max maturity age

65 years

Policy Term

10 years - 30 years

(in multiple of 1 year)

Premium Payment Term

Same as Policy Term