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Product Information
Group Plans Group Total Suraksha
Loans & finance options have made it easy to fulfill our dreams. But life is full of uncertainties and we often don't foresee unfortunate events. No matter how much we take care to prevent these unfortunate events, they do come and the result can be devastating for the people we care about the most – our family. In such case the last thing any body would want for his loved ones is to be burdened with his debts.This can be avoided by planning beforehand. Tata AIA Life Insurance Group Total Suraksha helps us to ensure financial support to your family against such unfortunate loss. The product is offered to groups with a minimum group size of 50 eligible members.


  • Insurance Cover for death of Insured Member
  • Reducing Sum Assured or Level Sum Assured options
  • Attractive group premium rates
  • Simple enrollment process
  • Single premium payment
  • Insurance coverage linked to the loan amount
  • Option to offer coverage for co-borrower of loan
  • 24/7 Worldwide coverage
  • No waiting period - Coverage from day one
  • Tax exemption under section 80 C of Income Tax Act 1961
  • Simple & Faster Claim Process

Minimum Entry Age

14 years

Maximum Entry Age

65 Years

Coverage maximum up to

75 Years

Minimum Sum Assured

Rs. 1,000

Maximum Sum Assured

No max limit (Subject to underwriting)