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Product Information
Other Plans Future Generali Pearls Guarantee
Synopsis:
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You pay for a limited period and receive guaranteed paybacks after the end of the premium payment term.

Benefits:

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  • Survival/ Maturity Benefits:
  • In case of survival of Life Assured during the Policy Term, Guaranteed * Cash Backs as percentage of Sum Assured are paid after premium payment term till maturity, provided all due premiums have been paid.

End of the Year

Policy Term 16years

11

10%

12

10%

13

10%

14

10%

15

10%

At Maturity

70%

Total

120% of Sum Assured

End of the Year

Policy Term 18 years

13

10%

14

10%

15

10%

16

10%

17

10%

At Maturity

70%

Total

120% of Sum Assured


Death Benefits:

Within Premium Payment Term

In an In Force policy

Higher of:

· 120% of Sum Assured, or

 

· 10 times the annualised premium, or

 

· 105% of the total premiums paid (excludingGoods & Services Tax and extra premiums) till date of death

After Premium Payment Term

In an In Force Policy

Higher of:

· 120% of Sum Assured, irrespective of Guaranteed* Cash Back already paid, or

 

· 10 times the annualised premium, or

 

· 105% of the total premiums paid (excluding service tax and extra premiums, if any) till date of death

Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility

Age at Entry

Age at Maturity

Minimum Premium

Policy Term = Premium Payment Term + 6 Years

7 to 55 years

23 to 73 years

10,000/- per annum

· 18 years Policy Term has 12 years premium payment term

 

· 16 years Policy Term has 10 years premium payment term