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Product Information
Other Plans SBI Life - Smart Elite
SBI Life - Smart Elite is a Unit Linked Insurance plan - an exquisitely crafted product, exclusively for special customers like you. It gives you flexibility to pay premium(s) for limited term or single premium, with the freedom to stay invested and protected for long term.


  • Pay premiums only for a limited term of 5, 8 or 10 years or a Single Payment, as per your need and enjoy benefits throughout the chosen policy term.
  • No Premium Allocation Charges from 6th policy year onwards, thereby enhancing your fund value
  • Two protection options available: Gold Option & Platinum Option
  • Invest in wide range of funds and manage them as per your convenience.
  • Life Insurance coverage with minimum Sum Assured of 10 or 7 times of your Annual Premium (AP), based on your age.
  • Switch and redirection facility, to pilot your investments.
  • Option to increase/decrease your Sum Assured from 6th policy year onwards.
  • Accidental Death and Accidental Total and Permanent Disability (Accidental TPD) benefit automatically comes to you as an integral part of the plan!
Age* at Entry Min: 18 years
Max: 60 years
Age* at Maturity 65 years
Policy Term 5 to 20 years (both inclusive)
Premium Payment Term For Limited Premium Payment Term (LPPT) - 5 or 8 or 10 years.
For Single Premium - Single Payment.
Premium Modes Single /Yearly /Half-yearly /Quarterly / Monthly