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Product Information
Retirement Plans Bajaj Allianz Life Saral Pension
Bajaj Allianz Life Saral Pension is a single premium, non-linked, non-participating, individual immediate annuity plan, which provides regular income and also returns the purchase price on death.


  • Annuity Options:
    Life Annuity with return of Purchase Price on death
    Joint Life Last Survivor with 100% of
    Annuity to spouse & with return of purchase price on death of Last Survivor
  • Surrender Value:
    You can surrender your policy any time after 6 months from date of commencement
  • Tax Benefits:
    Under section 80C & 10(10D)
  • Tax Benefits
    As per applicable tax laws as amended from time to time


  • Guarantee: Lifelong guaranteed regular income
  • Flexibility: Receive annuity from next month onwards under monthly annuity option
    and after 3 months, 6 months and 1 year in case of quarterly, half yearly and annual
    options respectively.
  • Legacy: Purchase price (ROP) paid to nominee on death
  • Family is the key: Joint life option with regular income for both lives
  • Easy Liquidity: Access to money through loan
  • More Benefit: Liquidity on diagnosis of Critical Illness