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Product Information
Protection Plans Bajaj Allianz iSecure
Synopsis:
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Bajaj Allianz iSecure, a term plan, enables you to provide the required financial security for your family. It offers a life cover at a low premium, with the option to your loved ones to receive the death benefit in instalments, in order to meet their financial needs.

Benefits:

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  • Pay Regular or Limited Premiums Pay premiums:
    on regular basis during the policy term or for limited period of 5,10,15,20 or 25 yr
  • Rebate for high sum assured:
    Opting for a high sum assured, iSecure offers attractive rebates in premium
  • Life Cover for your spouse:
    Include your spouse in the same policy at inception or at a later date
  • Payouts in Instalments:
    The nominee can opt to receive the death benefit payout in equal monthly instalments for five or ten years
  • Multiple options for policy terms:
    Choose from multiple policy terms depending on your requirement
  • Tax Benefits:
    Premium paid, surrender value, death benefit may be eligible for tax benefits as per extant income tax act 1961.

Highlights:

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  • Get the advantage of a level term cover at low cost, especially for larger sum assured
  • Get rewarded for maintaining a healthy lifestyle, if applicable with special premium rates for non—smokers and for medically fit non-smoker
  • Benefit of attractive high sum assured rebate
  • Flexibility to:
    1. Select your policy term depending on your requirement
    2. Alter your premium payment frequency
    3. Include your spouse at a later date in your existing policy, if you are single at present
    4. Plan to meet recurring expenses of your loved ones’ by opting for payment of benefit in instalments
  • Option to enhance your coverage with rider benefit